It’s that time of year when everyone is back at work, the kids are back at school, and the shine of the New Year has started to wear off. Many of us have made resolutions that we’re still trying to keep, and perhaps you’ve made a list of things you would like to achieve this year. Maybe you want to start saving for that new extension or a new family holiday. It could be that you want to explore the property market and the investment opportunities there might be. Or maybe 2024 is the year you’re going to launch or expand your business.