As 2022 draws to a close, I’m sure many of you are looking forward to a break and some time away with family and friends – a chance to recharge the batteries, reflect on the year that’s been and look forward to the year ahead.

Having a small bach by a long stretch of golden sand has always been part of the Kiwi dream. There’s no better place to spend a summer than on the beach eating hokey pokey icecream, fishing off the rocks and building sandcastles with the kids. But, like all your assets it’s important your bach is insured and you and your family are protected against any unforeseen events that might come your way.