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Insurance Premium Rates - Wellington

Risk Based Pricing effects Wellington

We are now seeing 'Risk Based Pricing' from Insurance Companies. Put another way, the cost to bring Natural Disaster/Earthquake protection to Wellington is paid for by Wellington policyholders and potentially not subsidised by other regions.

Click here to read a recent article about a Tower Insurance policyholder who figured out why the premium on her house insurance is increasing by $5,000 a year.

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  • Changes to the Resource Management Amendment Act (RMA)

    News

    As of August 2025, the New Zealand Government introduced significant updates to the Resource Management Amendment Act (RMA). These changes may have a substantial impact on business operations and property investments, as they are designed to strengthen environmental accountability and reflect the country’s growing focus on sustainability and compliance. Read more about how the Resource Management Amendment Act 2025 could affect your business or property investments.

  • Merry Christmas from aibGROUP Insured

    News

    As 2025 draws to a close, many of you may be winding down and looking forward to spending more time with family and friends. Before we all fully embrace the holiday season, it’s an opportune time to reflect on the year, while looking ahead with optimism to the opportunities and possibilities the New Year will bring.

  • Exciting News: Our Takapuna Office Has Moved to a Bright, Modern New Space

    News

    We’re delighted to share that our Takapuna office has officially moved into a larger, newly refurbished space located right in the heart of central Takapuna.