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Insurance Premium Rates - Wellington

Risk Based Pricing effects Wellington

We are now seeing 'Risk Based Pricing' from Insurance Companies. Put another way, the cost to bring Natural Disaster/Earthquake protection to Wellington is paid for by Wellington policyholders and potentially not subsidised by other regions.

Click here to read a recent article about a Tower Insurance policyholder who figured out why the premium on her house insurance is increasing by $5,000 a year.

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  • NZ General Insurance Market Update - October 2025

    News

    Most of us have already felt the pinch in one way or another — and the latest economic figures for Quarter 2 of 2025 (ending 30 June) shows that New Zealand’s economy contracted by 0.09 percent. The size of this decline came as a surprise to many economists, but on the ground, many New Zealanders felt the decline first-hand — from reduced consumer spending to business caution, all intensified by new trade tariffs announced in the United States and a general drop in confidence across global markets.

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  • aibGROUP Company Profile

    News

    We’re very excited to release our first official Company Profile which is now live.

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  • NZ General Insurance Market Update - July 2025

    News

    End of Quarter 2 - 30 June 2025 Over the past quarter, economic activity has remained subdued, reflected in lower building cost inflation and a flat housing market. At the same time, the cost of essentials—including food, accommodation, and energy—rose by 4.2%. This presents a mixed local picture, which is further complicated by ongoing global uncertainty and rising cost pressures abroad.

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