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Insurance Premium Rates - Wellington

Risk Based Pricing effects Wellington

We are now seeing 'Risk Based Pricing' from Insurance Companies. Put another way, the cost to bring Natural Disaster/Earthquake protection to Wellington is paid for by Wellington policyholders and potentially not subsidised by other regions.

Click here to read a recent article about a Tower Insurance policyholder who figured out why the premium on her house insurance is increasing by $5,000 a year.

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  • aibGROUP Xmas Message 2025

    News

    Dear Valued Clients, As 2024 draws to a close, we know many of you are gearing up for some well-deserved time off. Whether it's spending time with loved ones or simply taking time for yourself, this season is all about recharging, reflecting on the year gone by, and getting ready for what’s next.

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  • NZ General Insurance Market Update - December 2024

    News

    The official cash rate (OCR) dropped 50 basis points to 4.25% 27 November, with the RBNZ's Monetary Policy Committee noting that “inflation expectations at all horizons are close to the target midpoint”. They added that "With significant spare productive capacity expected in the economy over the next 12 months, the Committee is confident that remaining inflation pressures will abate”.  Now is a good time to provide a final 2024 update with our views on the current state of the general insurance market alongside the broader economic backdrop as we start to plan for 2025.

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  • A very warm welcome to Richard Marsden who has now joined our team here at aibGROUP!

    News

    Richard starts this week and with it an exciting opportunity for both Richard and aibGROUP clients. With over 20 years of commercial insurance market experience, Richard brings extensive knowledge and insight that will be invaluable to our clients.

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