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2018-19 Insurance Markets - By Region

Risk Based Pricing...placing the price of risk where the risk is actually located.

Insurers like Tower have announced the end to cross subsidisation of risk across the country. IAG (NZI/State/AMI brands) and Vero have each signalled a move towards placing the price of risk where the risk is actually located. Click Here.

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  • Understanding Employment Disputes Cover

    News

    Businesses who employ staff will typically carry a Management Liability policy package. However, that policy package may not automatically include Employment Disputes (Employment Practises) protection. Some Insurers tend to see this as an optional policy line or they may not wish to offer it. Others may include it automatically for a specific limit of indemnity that should be reviewed. For those businesses operating with staff in Australia and/or further afield the discussion and coverage needs further assessment to cover the right jurisdictions/territories the business operates in outside of New Zealand.

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  • Burglary & Theft Claims On The Rise

    News

    In recent years, New Zealand has witnessed a concerning surge in commercial crime, with burglary topping the list of insurance claims. According to data from NZI Insurance, commercial crime claims rose by a significant 26% last year, with Auckland bearing the brunt of this increase, accounting for 37% of the claims. This alarming trend underscores the pressing need for businesses across the country to fortify their defences against theft and burglary.

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  • Valencia Fire & ACP Sheets

    News

    On February 22, a fire swept through a 14-story apartment block in the Campanar neighborhood of Valencia, Spain. Within minutes the entire building was engulfed in flames, and so far 10 people have died.

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